What is Group Critical Illness Insurance?
The ideal complement to your Employee Benefit Plan.

There’s no way to know what life will throw at us. Give your employees Critical Illness coverage as part of your group insurance plan. Our members count on Critical Illness benefits for financial support in their most significant time of need. This optional coverage helps ease concerns over the financial burden that can accompany the fear of severe illness or injury.

We offer Critical Illness Benefits plans that require no immediate medical evidence and a lump sum benefit payment of up to $50,000.

Add Critical Illness coverage to your Group Benefits Plan to ensure your employees have the assistance they need when faced with a severe illness or injury.

Want to know how much it would cost to add Critical Illness to your group benefits program?


Coverage for Chambers Plan members in a time of need

Critical Illness benefits are the best way to provide financial support, ease stress, and protect mental wellness when an employee is concerned about their well-being and the costs associated with a health issue.

While Chambers Plan’s Disability Insurance plans help to replace lost income, Critical Illness insurance is immediate financial assistance that covers additional costs following a diagnosis of one of the following insurance covered conditions:


  • Alzheimer's Disease
  • Aortic Surgery
  • Aplastic Anemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Dilated Cardiomyopathy
  • Fulminant Viral Hepatitis
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure
  • Life Threatening Cancer
  • Liver Failure of Advanced Stage
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Occupational HIV
  • Paralysis
  • Parkinson's Disease
  • Primary Pulmonary Hypertension
  • Progressive Systemic Sclerosis
  • Severe Burns
  • Stroke

Additionally, Critical Illness options are available that also include $5,000 of coverage per eligible dependent child for the following conditions:

  • Blindness
  • Cerebral Palsy
  • Coma
  • Congenital Heart Disease (requiring surgery)
  • Cystic Fibrosis
  • Deafness
  • Diabetes Mellitus (Type 1)
  • Down Syndrome
  • Life-Threatening Cancer
  • Loss of speech
  • Major Organ Transplant
  • Mental Deficiency
  • Muscular Dystrophy
  • Paralysis
  • Severe Burns
  • Spina Bifida Cystica

Ease financial pressures with a tax-free Lump Sum Payment

Chambers Plan offers affordable group Critical Illness insurance policy protection that requires no medical evidence and pays a lump sum benefit payment of up to $50,000 following a diagnosis of one of the covered Critical Illness insurance’s listed health conditions. Benefits can help cover any everyday living expenses and necessary services, including rent/mortgage payments, grocery bills, vehicle payments, and insurance. While  this benefit is for anything imaginable, often individuals faced with a critical illness use the coverage for:  

  • Medical and health care costs not covered by your government or private health insurance company
  • Transportation to treatment
  • Cost of personal or dependent care, child care
  • Convalescence, or other debts or expenses

Also, Critical Illness group benefits are paid in addition to other coverage in your benefits plan, regardless of income or ability to work.

Chances are this is either your first time purchasing benefits for your business, or you’re looking for an overall better employee benefits experience. Either way, YOU’VE COME TO THE RIGHT PLACE.

Here’s how we can get started.


Tell us a bit about yourself and your business.


We’ll connect you with the right advisor in your area.


You’ll discuss the best options for your team and your budget.