The value of offering group benefits
Offering group benefits helps you attract and retain great employees by enhancing their compensation and well-being. Chambers Plan supports your team's health, focus and productivity. And with built-in business supports, Chambers Plan can also protect the health of your business.
Choose stable, flexible coverage trusted by over 32,000 Canadian Businesses.
Flexible add-ons and supports
Beyond standard coverage, we offer flexible add-ons to enhance your benefits. Depending on the coverage you choose, extra supports are available for your employees and their families.
Business Assistance Service (BAS)
Get expert guidance when you need it. Connect with professional specialists who understand the realities of running a small business.
Support includes:
- Confidential guidance from legal and accounting experts
- Help with HR concerns, including employee issues, compliance, and contracts
- One-on-one solution-focused coaching
- Professional templates, articles, and other resources
BAS is powered by our partners at Arcora.
Teladoc
Teladoc Telemedicine®
With Teladoc, you can talk to a Canadian-licensed doctor by phone or video for non-emergency physical or mental health concerns. It’s a fast, convenient way to get care from home or wherever you are.
Doctors can also provide prescriptions when appropriate, along with medical advice and follow-up care.
Teladoc Medical Experts®
Give your employees and their families the knowledge they need to make informed health decisions, with confidential access to world-renowned specialists’ medical guidance.
Support includes:
- Expert reviews of diagnoses and treatment plans
- Answers to medical questions and help navigating complex conditions
- Guidance on treatments for employees and their health provider
- Second opinions
Set up your account by phone, web, or the Teladoc Health app.
Mental Health Resources
- Get personalized, on-demand online support for everyday mental health challenges with myStrength.
Support includes:
- Recommendations based on each member’s individual mental wellness needs and goals
- In-app messaging with an engagement coach to guide members through in-the-moment tools, activities, and resources
- Tools for managing stress, anxiety, and sleep issues
- Programs for mindfulness, substance use, smoking cessation and chronic pain.
- Support for caregivers, 2SLGBTQIA+, and lifestyle changes
My-Benefits Health
Help employees make informed health decisions with access to reliable information and online tools.
Support includes:
- Searchable database of medical conditions, treatments, and medication
- Articles reviewed by Canadian healthcare professional
- Tools to find local doctors, clinics, and hospital
- Health risk assessment tools
Flexible add-ons and supports
Beyond standard coverage, we offer flexible add-ons to enhance your benefits. Depending on the coverage you choose, extra supports are available for your employees and their families.
Critical Illness Insurance
Serious health problems can be unexpected and life-altering. Critical Illness Insurance pays a tax-free lump sum to help your employee, their spouse, or their children recover and adapt to life after a diagnosis.
Coverage includes a wide range of serious conditions, including cancer, stroke, heart attack, and organ failure.
Critical Illness Insurance can be used for:
- Recovery costs such as medical equipment, home modifications or personal support
- Everyday bills or business expenses
- Costs resulting from time away from work
Employee Assistance Program (EAP)
Our EAP offers solution-focused counselling, expert guidance, and resources for you, your employees, and their families.
Support includes:
- Counselling for stress, anxiety, relationships, grief, and mor
- Help with legal and financial concern
- Guidance on nutrition, wellness, and lifestyle
An EAP can help:
- Reduce and manage employee absenteeism
- Increase employee morale, productivity, and job performance
- Reduce employee turnover
Health Spending Account (HSA)
An HSA gives you a flexible way to support your team’s changing health needs. You set a dollar limit, which they can use for a wide range of Canada Revenue Agency eligible medical expenses not fully covered by their plan.
Eligible uses can include:
- Prescription drugs, dental services, or vision care
- Medical devices and paramedical services (e.g., physiotherapy, chiropractic)
- Expenses for eligible dependents
Lifestyle Spending Account (LSA)
An LSA gives employees a set budget to spend on health, wellness, or lifestyle expenses that matter to them.
Eligible categories can include:
- Fitness and sports (e.g., gym memberships, equipment, classes)
- Personal development and education
- Sustainable living, pet care, and household expenses
How we deliver unmatched stability and value
Not-for-profit
With a not-for-profit structure, you get the benefit of stable rates and peace of mind year after year. Annual renewals have averaged under 5% over the last decade.
Pooling
Sharing risk with thousands of other businesses brings added predictability to your rates. Chambers Plan pools over 32,000 businesses to protect you from the impact of unexpected claims.
Partnerships
We build working relationships with industry-leading partners like Arcora and Teladoc to bring you innovative tools and best-in-class services, all at no extra cost.
We did not have a medical plan before the Chambers Plan, but what made the plan stand out was the customer service. The plan was well presented by individuals that were genuinely interested in creating a great plan for our business with our unique needs.
Krishna Mahabir
Quali-Dent
Let’s get started!
Just answer a few questions, and we’ll connect you with your local advisor for a free, no-obligation Chambers Plan quote tailored to your business.