Accidental Death &
Dismemberment Insurance (AD&D)

AD&D Insurance – Because Accidents Happen

Even if we take every safety precaution, the unfortunate reality is that we live in an unpredictable world and accidents do happen.

Included in every Chambers Plan, Accidental Death and Dismemberment insurance (AD&D) provides employees and their families with added financial security in the case of the insured's death, paralyzation, loss of limb, hearing, speech, or sight due to an accident.

Every AD&D insurance policy includes:

• Benefits equal to your Group Life Insurance in the event of an accidental death.
• A percentage of your principal sum for other losses.
• Additional benefits such as spousal occupation training, rehabilitation benefits and workplace modification.
  
  

Extra Support & Training Are Included

AD&D insurance provides a host of benefits to you and your employees. If the insured should die or suffer a serious injury, the following benefits will be available to the employee and/or their family:

Spousal Educational Benefit – Provides up to $15,000 for any training necessary to become qualified for employment in a new occupation.

Rehabilitation Benefits – Pays up to $15,000 to receive training for a new occupation.

Workplace Modification – Up to $5,000 for required special adaptive equipment or workplace modifications in order to return to full-time work with your firm.

Daycare Benefit – Up to $5,000 per year for up to four consecutive years.

Dependent Child Educational Benefit – Up to $10,000/year per school year for each dependent child enrolled in post-secondary education.

Home Alteration and Vehicle Modification Benefit

Psychological Therapy

In Hospital Benefit

Ready to learn more? Contact your Chambers Plan Advisor to discuss AD&D insurance and other benefits available under the Chambers Plan.  

Additional Resources About AD&D Insurance

Accidental Death and Dismemberment – A Benefit with Big Value